Fintech Development · Hyderabad

Fintech Software Development Company in Hyderabad

We build UPI-integrated apps, RBI-compliant platforms, and payment systems for fintech startups and enterprises. Fixed scope. Transparent pricing. Compliant from day one.

Quick Answer

How much does fintech app development cost in Hyderabad?

Fintech app development in Hyderabad costs ₹5,00,000–₹15,00,000 for a basic payment or PFM app, ₹15,00,000–₹30,00,000 for a lending or investment platform, and ₹30,00,000+ for a full neobank. Simple UPI payment gateway integrations start from ₹30,000. Costs vary by KYC complexity, compliance requirements, and security audit scope.

Source: SmartX Solutions — 2026

What We Build

Three services where SmartX has hands-on delivery experience in regulated fintech environments.

UPI & Payment Gateway Integration

Razorpay, Cashfree, PayU — production-grade checkout with webhooks, reconciliation, and refund flows. From ₹30,000 for simple integrations; full builds ₹1L–₹3L.

RBI-Compliant App Development

KYC/AML onboarding, Digital Lending Guidelines compliance, data localisation on India-region cloud. We architect for the regulator from day one, not month four.

Fintech MVP in 8 Weeks

Fixed scope, transparent pricing, and a committed delivery date. One core money movement done properly — payments, KYC, security audit — before you spend on scale.

Why SmartX for Fintech?

  • Hyderabad-based team with hands-on fintech experience — UPI integrations, RBI compliance architecture, and payment gateway implementations delivered for real clients.
  • 3 fintech products delivered including UPI-integrated platforms, payment dashboards, and compliance-ready systems. See our portfolio for case studies.
  • Fixed-scope, transparent pricing — you know the cost before we write a line of code. No retainer traps, no scope creep surprises.
  • India-region cloud by default: AWS Mumbai / GCP Mumbai. RBI data localisation compliance is not an afterthought — it is the default architecture.
UPI gateway integration
from ₹30,0002 weeks
Basic fintech app (KYC + payments)
from ₹5,00,0003–4 months
Lending / investment platform
from ₹15,00,0005–8 months
Full neobank platform
from ₹30,00,0008–14 months

Estimates vary by scope, compliance requirements, and integration complexity.

Ready to build your fintech product?

Share what you're building and we'll return a realistic scope, timeline, and cost estimate within 24 hours — compliance items included.

  • Free scope review — no commitment
  • Fixed-price quotes, no hourly surprises
  • Response within 24 hours
  • Based in Hyderabad — available for in-person meetings

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